Welcome to Investosure Consultancy Private Limited ("Investosure", "we", "us", or "our"). These Terms & Conditions govern your access to and use of our website (investosure.in), educational materials, calculators, and financial consultancy offerings. By accessing or using our website, you agree to be bound by these Terms.
1. Nature of Advisory Services
Investosure provides financial planning consulting, insurance advisory, retirement modeling, and educational tax planning tools. Please note:
- Simulations generated by online calculators (such as SIP or Income Tax calculators) are indicative estimates designed for illustrative purposes and do not constitute formal investment contracts.
- All investment decisions are made at the sole discretion and judgment of the client. Market investments—including mutual funds, equities, and market-linked insurance instruments—are subject to market risks.
- Past performance of recommended financial products or historical market indices does not guarantee future results.
2. User Obligations & Accuracy of Information
When utilizing our website or requesting financial advisory consultations, you agree to:
- Provide accurate, truthful, and complete financial and contact details.
- Refrain from impersonating any person or misrepresenting affiliations.
- Avoid transmitting unauthorized commercial communications, spam, malware, or destructive code.
- Use advisory reports and calculator outputs solely for personal, non-commercial purposes.
3. Intellectual Property Rights
All content on this website—including trademarks, logos, brand emblems, custom financial planning methodologies, textual content, calculator scripts, illustrations, and source code—is the proprietary property of Investosure Consultancy Private Limited or its licensors. Unauthorized reproduction, republication, modification, or redistribution is strictly prohibited without prior written consent.
4. Limitation of Liability
To the maximum extent permitted by applicable law, Investosure Consultancy Private Limited, its directors, advisors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of:
- Decisions taken based on calculator estimations or general educational materials.
- Temporary website downtime, technical interruptions, or transmission latency.
- Actions or omissions of third-party insurance providers, fund houses, or external custodians.
5. Corporate Identity & Non-Affiliation
Investosure Consultancy Private Limited is an autonomous, independent financial consulting enterprise incorporated under the Companies Act in India. We have no affiliation with any similarly named entities appearing in unauthorized third-party job review platforms.
6. Governing Law & Dispute Resolution
These Terms & Conditions are governed by and construed in accordance with the laws of India. Any legal dispute or controversy arising out of these Terms shall be subject to the exclusive jurisdiction of the competent courts in Noida / New Delhi, India.
7. Modifications & Inquiries
We reserve the right to amend these Terms periodically. Continued use of our services following any update indicates your acceptance of the revised Terms. For legal inquiries, please contact customercare@investosure.in.